Simple, Transparent, Fast.

From application to funding, we've designed every step to be frictionless for busy UK business owners.

1

Take Card Payments

Accept cards as usual through your existing terminal or Dojo device. Your daily sales data helps us understand your business.

  • Fully automated process
  • Secure bank-grade data connection
Card terminal on a desk
2

Apply Online in Minutes

Complete our simple online application in about 5 minutes. No complex paperwork or branch visits required.

  • Fully automated process
  • Secure bank-grade data connection
Laptop showing BizFlow application
3

Receive a Lump Sum

Once approved, funding is deposited directly into your business bank account - often within 48 hours.

  • Fully automated process
  • Secure bank-grade data connection
Plant growing from coins representing business growth
4

Repay Automatically

Repayments are taken as a small percentage of your card sales. Quiet months mean lower repayments.

  • Fully automated process
  • Secure bank-grade data connection
Business owner processing card payment
“Repay in line with sales, not fixed deadlines.”

No pressure during quiet periods. No penalties for slow repayments. Total peace of mind for your cash flow.

Apply for Funding